Tuesday, September 28, 2010

How much can I afford?

So you're a first time homebuyer and not really sure where to begin when deciding to purchase your 1st home. Where should you begin?? 1st off, start with contacting a mortgage lender, figure out what price range of home you are shopping for.  A good general rule of thumb----monthly housing costs shouldn't be more than 32% of your gross household income.  Housing costs includes monthly mortgage principal and interest, taxes, heating expenses and half of the condo fees.

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